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School Reports in Golden, Lakewood and Arvada, Colorado

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?
A	George Burns Drive and Gracie Allen Way
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The POWER Team, REALTOR®, real estate agents and broker for Golden, Lakewood and Arvada, Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

The POWER Team
POWER Real Estate
12215 W. 42nd Ave.
Wheat Ridge, CO. 80033
303-456-5595
pamolson@NUMBER1EXPERT.com

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